Post-employment benefits, such as pensions, gratuities, and healthcare, form a critical component of an employee's compensation package. These benefits not only provide financial security to employees after retirement but also represent significant financial obligations for employers. To manage these obligations effectively, organizations rely on a

In today’s complex business environment, risk management is no longer confined to a single department or function. Effective risk management requires a collaborative approach, involving diverse teams across the organisation. This is where cross-functional teams and Standard Operating Procedures (SOPs) play a critical role. By bringing together ex